Benchmark Payments | Ottawa & Hamilton Credit Card Processing

Local Service. Ottawa & Hamilton

Stop Overpaying on

Credit Card Fees

Save $2,500+ annually. No contracts. No hidden fees.

Current
Benchmark

Monthly Fees

$412.00

New Monthly

$186.50

trending_down No Rate Increases
devices No Equipment Lease
description No Contracts
verified_user Cancellation Covered

The Problems We Solve

Most processors hide fees in confusing statements. We bring transparency back to your business so you can focus on growth.

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Hidden Rate Increases

Avoid the bait-and-switch tactics of national providers who lure you in with low rates and hike them after 3 months.

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Confusing Statements

No more deciphering 20-page documents to find your actual costs. Our statements are simplified and easy to audit.

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Constant Sales Calls

Tired of telemarketers from offshore call centers? We provide a local, dedicated support rep you can actually reach.

Transparent Pricing. No Guesswork.

We believe B2B payment processing should be a utility, not a lottery. Here's how Benchmark compares to the "Big Banks" and national providers.

  • check_circle Wholesale Interchange + Fixed Fee
  • check_circle Next Day Deposits
  • check_circle Local On-Site Support
Feature Typical Provider Benchmark
Pricing Structure Tiered / Hidden Wholesale + Flat Fee
Contract Terms 3-5 Years Locked Month-to-Month
Support 1-800 Call Centers Local Hamilton/Ottawa Rep
Equipment Cost Expensive Leases Owned / Wholesale Cost
Rate Hikes Standard Practice Guaranteed Locked

Savings by Industry

Targeted solutions for the backbone of Ottawa and Hamilton's economy.

dentistry

Dental

Save on high-ticket patient payments with curated professional rates.

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Auto Repair

Rugged terminal solutions and low rates for fleet and retail services.

hvac

HVAC & Trades

Accept mobile payments in the field without paying the 'app tax'.

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Prof. Services

B2B interchange optimization for law firms and accounting practices.

How It Works

Simple, 3-step transition to better processing.

1

Upload

Securely upload your most recent processing statement.

2

Analyze

Our local experts audit your current fees and find hidden costs.

3

See Savings

Get a detailed comparison showing exactly how much you'll save.

star star star star star

"Benchmark Payments saved our dental practice over $4,000 in the first year alone. The local support in Hamilton is world-class. No more 1-800 numbers."

SC

Dr. Sarah Chen

Lakeside Dental, Hamilton

star star star star star

"As an HVAC business, we needed something reliable for field payments. Benchmark delivered better equipment and lower rates than our bank. Highly recommend."

MT

Mike Thompson

Thompson Heating & Cooling, Ottawa

Frequently Asked Questions

Is there really no contract? expand_more
Correct. We operate on a month-to-month basis. We believe our service and rates should earn your business every month.
What if my current provider has a cancellation fee? expand_more
In many cases, Benchmark Payments will cover your current cancellation fees (up to 100%) to help you transition to better service.
How long does the statement analysis take? expand_more
Once uploaded, our team usually provides a complete savings audit within 24-48 business hours.
Do I need to buy new equipment? expand_more
Not necessarily. We can often reprogram your existing hardware. If you do need new equipment, we provide it at wholesale cost with no lease.
What is Interchange Plus pricing? expand_more
It's the most transparent pricing model. You pay the exact wholesale cost set by Visa/Mastercard (Interchange) plus a small, fixed margin (Plus) to us.
Are you really local? expand_more
Yes. We have dedicated representatives living and working in both Ottawa and Hamilton. We can be at your business in person if you need support.

READY TO GIVE US A TRY?

Ready to Stop Overpaying?

Join hundreds of local businesses in Ottawa and Hamilton who trust Benchmark Payments for transparent, local service.